Happy debt free 2018 !!
We all cannot be entrepreneurs or businessmen or business women.
Most of us rely on a salary to live, so with that in mind; how do we make sure that our we enjoy our time on in this world on our salary.
The sad thing is most employed people(people who earn a salary) are deep in debt. How do they get into this debt trap?
It’s simple really, living beyond our means is a sure way of ensuring you get into the dark hole of debt.
Getting control of your finances means you become realistic about what you can and cannot afford.
That is why some people end up with impaired credit records.
Contentment with what you do have, and actually appreciating it; is a habit we should all adopt.